The present study aims to explain efficient models of financial resource management in social and cultural programs of municipalities and uses a review and library approach. Financial resource management in municipalities, as one of the key components of the success and sustainability of social and cultural programs, plays an important role in ensuring productivity, transparency, accountability, and building public trust. This study, by extensively reviewing documents, financial reports, annual plans, and existing scientific literature, has identified and analyzed various financial resource management models, including program budgeting, participatory budgeting, strategic financial management, performance-based financial management, and integrated models. The research findings show that combining different financial management approaches, especially combining program and participatory budgeting, can increase the effectiveness of resource allocation, strengthen citizen participation, and promote transparency in social and cultural programs. In addition, the use of new technologies and the digitization of financial systems allows for increased reporting accuracy, accountability, and innovation in service delivery. The study also emphasizes the importance of project evaluation and the use of performance indicators to allocate financial resources in a targeted and optimal manner. Given its bibliographic nature, this study provides an analytical framework for urban managers and policymakers and provides recommendations for improving the efficiency, sustainability, and transparency of financial resource management in social and cultural programs. The results of the study can help strengthen organizational resilience, increase the effectiveness of programs, and create sustainable value for society, and provide a basis for future research in the field of urban financial management.