Leading research aimed at investigating the influence of selected financial components, lifestyle and emotional intelligence on financial management behavior.
The employees of Yazd Road and Urban Development Department accepted it. The research, in terms of nature and method, is a type of descriptive research
- It is survey and practical in terms of purpose. The statistical population of the research is the employees of the road and urban development department of the city
Yazd in 1402-1403 is considered to have 132 people as sample size through Cochran's formula.
was selected Ray sampling method is available as sampling and data collection tool is questionnaire
To measure the variables of financial literacy from the questionnaire of Tonk et al. (2012), financial technology from
Questionnaire, Samai and Mousou (2017) to measure emotional intelligence from the questionnaire of Wang and Elo (2002) for
Measuring financial management behavior from Dave and Shiao's questionnaire (2011) to measure financial self-efficacy from the questionnaire
Loon (2011) lifestyle from questionnaire (Bashart and Habibi Benjad, 2018) and to measure income variable through
Demographic questions were used to measure. Validity (confirmatory factor analysis, convergent and divergent validity) of the tool
The research was reviewed and confirmed, and its reliability was also tested using Cronbach's alpha coefficient and reliability
Abandonment was measured and according to the obtained results, the validity of the research tool can be confirmed. analysis
Data using descriptive and inferential statistics methods with partial least squares method, by softwares
Excel and SmartPLS were performed. The results obtained from this research showed financial literacy, financial technology,
Financial self-efficacy, emotional intelligence, lifestyle have a positive and significant effect on financial management behavior, as well
The findings showed that there is no significant difference between income and financial management behavior in different income groups.